The latest news and information from the Summerhill Financial Services Team
Shares have fallen in the past couple of weeks (due mainly to tightening in China, US bank regulation and sovereign risk). But it’s no cause for despair: predications are on track for a rising trend this year — albeit a bumpy ride. Indeed it’s looking like 2004 all over again. (more…)
An article in the Financial Planning Association’s magazine, ‘Financial Planning’ in November lists the first graduates of the Life Risk Specialist accreditation program and outlines the benefits of the program. Summerhill’s Caroline Bell was quoted.
Read the Summer 2009 edition of the Summerhill Financial newsletter
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Sometimes it’s hard to make sense of day-to-day noise in stock prices, particularly when news is thin on the ground. But that doesn’t stop lots of people from trying to discern predictable patterns in the racket.
Building coherent narratives out of random stock price moves, often under the pressure of constant deadlines is the job of journalists and research analysts. The most successful ones make it all seem perfectly rational and predictable.
This ability to communicate the idea that ‘this happened in the market because that happened’ is most brilliantly demonstrated when circumstances change two or three times in the space of a day or two. (more…)
Couples contemplating or moving in together or marriage should consider entering into a pre-nuptial agreement, now more properly known as a ‘Binding Financial Agreement’. But how do they work? (more…)
For those clients who have an investment portfolio managed by Summerhill Financial Services, a change is being made to the Dimensional Emerging Markets Trust, which is summarised below. (more…)
It was fun while it lasted…and there is probably more fun ahead
Well it had to happen sooner or later. After seven successive monthly gains, share markets gave some ground in October. Over the month, the US S&P500 index fell by 2%, while Australia’s ASX200 fell by a little over 2% (and then began November poorly). (more…)
You have insurance so you and your family will be financially cared for in the case of an incapacitating accident. But what about the actual care you’ll personally receive? Two star? Top of the range? And who’ll make those decisions if you can’t? This is exactly where a guardian steps in, and it’s wise to chose one yourself — this means well before you may ever need one. (By the way, a guardian is not a ‘living Will’ nor a power of attorney, and neither may you want your spouse to do it.) (more…)
“Double dipping” has a few meanings: drawing income from two (generally public) sources, putting your biscuit back in for a second dollop of dip, and when an economy slips back into recession after a short-lived recovery. None sounds fantastic, but it’s the latter that has us worried — particularly regarding the USA. Should it? (more…)
Read the Spring 2009 edition of the Summerhill Newsletter
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